Financial Planning

Our advisors can help you clearly define your vision and goals and create strategies to work toward them.

Your goals may include funding your child’s college education, launching a second career, purchasing a vacation retreat or retiring in comfort.

Whether your goals are simple or sophisticated, when you partner with U.S. Bank or U.S. Bancorp Investments, one of our financial professionals can work with you to develop a comprehensive plan that can help you address both your short- and long-term objectives.

  • Steps in Our Comprehensive Process:

    • Listen and Understand
    • Recommend Strategies
    • Agree on a Way Forward
    • Implement Strategies
    • Review Progress

    Our financial planning process is designed to help you make the most of your available resources – not just money – but your time as well. We listen to what’s most important to you and work with you to create and implement a customized financial plan tailored to your goals and needs. We’ll then keep in regular contact with you to be aware of changes in your life or the market that may impact your financial plan.

    But creating a financial plan doesn't end there. It's also about monitoring the progress you’re making towards your goals. To help keep you on track, we’ll conduct a comprehensive review of your entire financial situation. Your advisor will review your overall plan and discuss your current situation and evolving goals. Your advisor does the legwork and is your single point-of-contact.

  • Our disciplined approach allows us to uncover gaps in your financial plan based on our four cornerstones:

    • Reliable Income: Help create retirement income you can count on.
    • Asset Growth: Our goal is to maintain a long-term perspective and continue to invest to help ensure you’re ready for life’s important milestones.
    • Asset Protection: Help protect your assets from unexpected events that can undermine your retirement plan.
    • Legacy: Establish a plan to help ensure your legacy intentions are fulfilled.

    Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth.

    Working together, we’ll assess the key variables that affect your financial choices, including the time you have to reach your goals and your risk tolerance profile. Then, your advisor can draw on and work with an experienced team of investment and insurance resources at U.S. Bancorp Investments, or our investment, banking and trust resources at U.S. Bank to help make sure you have some of the best opportunities to pursue your goals.

  • Is a certain income level or net worth required in order to qualify for a financial plan?

    No. A financial plan can be beneficial regardless of your current financial status. If you have financial goals, a plan can help you determine an appropriate strategy to help achieve those goals.

    Is a financial plan required before I can invest or purchase other types of products?

    It's not required, but it is highly recommended. If you don’t have a plan in place, it may be difficult to determine what specific products are appropriate for your circumstances. A plan can, in effect, be a roadmap for your financial life. By clearly identifying your key financial goals and the time you have to achieve them, you can make more efficient use of the money you put to work toward reaching those goals.

    How do I open an account with U.S. Bancorp Investments?

    We recommend consulting with a U.S. Bancorp Investments Financial Advisor who will help you assess your current financial situation and discuss your goals. That process can help determine the types of accounts and products that may be appropriate for your needs.

    What if there aren't any advisors located near where I live?

    When an advisor is not available in your market, U.S. Bancorp Investments offers our Investments Connect Financial Consultants who will work with you directly to answer questions, review your financial circumstances, discuss your goals and recommend strategies tailored to your needs. They are available at 800-888-4700. Calls are answered 24 hours a day, 7 days a week or via email at

  • Use Our Calculators

    Our financial calculators can help you customize scenarios for:

    • Retirement
    • Education
    • 401(k)
    • Insurance

    IRAs and Retirement Plan Services

    The right investment tools may play a critical role in working toward your retirement goals. Compare the potential tax advantages of Individual Retirement Accounts.

    Learn More

    Wealth Management

    We help individuals and families to gain confidence and focus on the unique goals that occur at each stage of life.

    Learn More

“Call to Invest” and “Invest on Your Own” are services offered through U.S. Bancorp Investments.

Investment products and financial services are provided through U.S. Bank and/or its affiliate, U.S. Bancorp Investments.

U.S. Bancorp is the parent company of U.S. Bank and U.S. Bancorp Investments.

Investment products and services are:

Not a DepositNot FDIC InsuredMay Lose ValueNot Bank GuaranteedNot Insured by any Federal Government Agency

This information represents the opinion of U.S. Bank and/or U.S. Bancorp Investments and is not intended to be a forecast of future events or a guarantee of future results. This information is designed to be educational and informative. It is not intended to provide recommendations, to provide specific advice concerning retirement accounts and investment planning, or to meet the needs of any particular investor. Investors should consult with their investment professionals for advice concerning their particular situations.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

For U.S. Bank:

Equal Housing Lender

Deposit products offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.

U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments.

For U.S. Bancorp Investments:

Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License# OE24641.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1.800.289.9999 or via An investor brochure describing BrokerCheck is also available through FINRA.