Private Banking

We offer customized private banking strategies to help simplify your financial life.

Private Banking acts as an exclusive bank within U.S. Bank, dedicated to meeting the complex financial needs of clients. You'll work with a Private Banker who will get to know you and help you select banking services for your day-to-day borrowing and cash management needs.

  • Our deposit products can help with managing liquidity, which include:

    • A full range of checking and savings accounts
    • Money market savings accounts with tiered interest rates
    • Certificates of Deposit (CDs) with a variety of rates and terms
  • We customize our credit products to try to meet the tax, liquidity and cash flow needs of every client. Solutions include:

    • Real estate financing for primary residences or vacation homes
    • Financing for special purchases
    • Funding for stock option exercises
    • Lines of credit secured by the value of your home or the assets in your investment or personal trust account
  • If you own a business, we offer a range of solutions to help you manage everything from day-to-day operations to succession planning, including:

    • Partner buy-in and buy-out loans
    • Electronic payroll
    • Tax services and equipment leasing programs

    We also offer solutions and services for nonprofit organizations, including:

    • Nonprofit checking accounts
    • Assistance with managing endowments
    • Help maximizing the potential for planned giving
  • We work hard to make it as easy as possible for you to do business with us. You can access your accounts 24/7 via U.S. Bank Online Banking, Bill Pay and Mobile Banking.1 Or visit any of our more than 3,000 branches and 5,000 ATMs. We also offer unique mobile banking capabilities, including DepositPoint™, which enables you to conveniently and securely deposit checks with your iPhone or Android smartphone.2

  • What is Private Banking?

    Private Banking goes beyond traditional banking services by providing customized strategies to individuals and families.

    What are the advantages of Private Banking?

    The advantages of Private Banking are considerable. You'll work with a Private Banker who will get to know you and your financial needs, and recommend customized solutions to help simplify your financial life.

    Who is eligible to access our Private Banking services?

    Clients who work with The Private Client Group, The Private Client Reserve, or Ascent Private Capital Management are eligible for Private Banking services.

    How do I get started?

    Please see Wealth Management for information on specific Private Banking services available to you through The Private Client Group, The Private Client Reserve and Ascent Private Capital Management.

    Can I access my accounts online?

    Yes. Your accounts are accessible online 24/7.

  • Wealth Management

    We help individuals and families gain confidence and focus on the unique goals that occur at each stage of life.

    Learn More

    Save for Retirement

    Together, we’ll create customized savings and investment strategies to help you work toward your retirement goals.

    Learn More

    More Products & Services

    We offer investment products and financial services to help you work toward your goals and simplify your financial life.

    Learn More

“Call to Invest” and “Invest on Your Own” are services offered through U.S. Bancorp Investments.

Investment products and financial services are provided through U.S. Bank and/or its affiliate, U.S. Bancorp Investments.

1.

The U.S. Bank Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use Mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.

2.

To be eligible for DepositPoint, you must be a U.S. Bank Internet Banking customer with direct ownership in a U.S. Bank Checking or Savings account and have no more than two returned deposited items in the past 3 months. There is up to a $0.50 fee per deposited check. Other limitations may apply.

Deposit products offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association and subject to normal credit approval.

Equal Housing Lender

U.S. Bank and its representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. Individuals should consult their tax and/or legal advisor for advice and information concerning their particular situation.

Investment products and services are:

Not a DepositNot FDIC InsuredMay Lose ValueNot Bank GuaranteedNot Insured by any Federal Government Agency