Save for Retirement

U.S. Bank and U.S. Bancorp Investments, Inc. can provide guidance, products and services to help you save for your retirement.

Saving for retirement doesn’t have to be complicated. For many, the key is to estimate how much money you may need, develop a plan, invest with your objectives in mind, then monitor and adjust your plan accordingly.

Our financial professionals will work with you every step of the way to help develop and implement your retirement savings strategy. Once you reach retirement, we can then help you understand your ongoing income needs, then help you manage your portfolio to work toward your goals and help you gain greater peace of mind.

  • Factors to consider include your current age, how much you’ve already saved, projected expenses in retirement, your tolerance for risk and your goals for retirement.

    One common rule of thumb is to assume that you'll need 70% or more of your pre-retirement income. With changes in life expectancy, it may be reasonable to prepare for your retirement to last 25 years or more.

    Once you’ve identified your savings goal, the next step is to set money aside regularly—at least 10% to 15% of your income. The closer you get to retirement, the more you may want to save.

  • To help keep your retirement goals on track, use our calculator to estimate how much money you may need and when you may be able to retire.

    Retirement Planning Calculator

  • IRAs and Retirement Plan Services

    The right investment tools may play a critical role in working toward your retirement goals. Compare the potential tax advantages of Individual Retirement Accounts.

    Learn More

    Use Our Calculators

    Our financial calculators can help you customize scenarios for:

    • Retirement
    • Education
    • 401(k)
    • Insurance

    Investment Management

    We offer sophisticated investment management experience and a wide range of investment options.

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“Call to Invest” and “Invest on Your Own” are services offered through U.S. Bancorp Investments.

Investment products and financial services are provided through U.S. Bank and/or its affiliate, U.S. Bancorp Investments.

U.S. Bancorp is the parent company of U.S. Bank and U.S. Bancorp Investments.

Investment products and services are:

Not a DepositNot FDIC InsuredMay Lose ValueNot Bank GuaranteedNot Insured by any Federal Government Agency

This information represents the opinion of U.S. Bank and/or U.S. Bancorp Investments and is not intended to be a forecast of future events or a guarantee of future results. This information is designed to be educational and informative. It is not intended to provide recommendations, to provide specific advice concerning retirement accounts and investment planning, or to meet the needs of any particular investor. Investors should consult with their investment professionals for advice concerning their particular situations.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

For U.S. Bank:

U.S. Bank is not responsible for and does not guarantee the products, services, or performance of U.S. Bancorp Investments.

For U.S. Bancorp Investments:

Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

Insurance products are available through various affiliated non-bank insurance agencies, which are U.S. Bancorp subsidiaries. Products may not be available in all states. CA Insurance License# OE24641.

The Financial Industry Regulatory Authority (FINRA) Rule 2267 provides for BrokerCheck to allow investors to learn about the professional background, business practices, and conduct of FINRA member firms or their brokers. To request such information, contact FINRA toll-free at 1.800.289.9999 or via An investor brochure describing BrokerCheck is also available through FINRA.