Auto Loan Refinancing

You May Be Able to Save Money Every Month

Apply to refinance with rates as low as 4.59% APR1

Now may be the time to refinance your vehicle and enjoy flexible terms and possibly more money in your pocket. Our straight forward and convenient application may put you on the road to savings today!

What's more, if you automatically deduct your loan payment from a U.S. Bank package account, you can save 0.50% off standard auto loan rates.1 Want to know how much you could save? Calculate your monthly payment using the Auto Loan Payment Calculator.2


The U.S. Bank Auto Loan Process

  1. Apply online, by phone or at a U.S. Bank branch.
  2. Same day credit decisions offered.
  3. Close your loan at your nearest local branch.
1.

Rates as low as 4.59% APR are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years and a lower credit score. In order to receive the lowest rate advertised, a setup of automatic payments from a U.S. Bank Consumer Checking Package is required. Automatic payments are not required for loan approval. The Consumer Pricing Information brochure lists fees, terms and conditions that apply to U.S. Bank Consumer Checking Packages. This brochure can be obtained by visiting a U.S. Bank branch or calling 800.872.2657. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Loan payment example: a $10,000 automobile loan at a 36 month term, monthly payments would be $297.87 and APR of 4.59%. An early closure fee of 1% of the original loan amount applies if the account is closed within 1 year, with a $50 minimum and $100 maximum. There may be a title registration fee which is determined by your state of residence. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC ©2018 U.S. Bank.

2.

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. Using this calculator does not constitute an application for credit and we are not qualifying you for any credit product. We encourage you to seek professional advice from qualified U.S. Bank professionals regarding all personal finance issues. U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

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