Green Auto Loan Rate Discount

Enjoy a special green loan rate when you buy a new or used EPA-Certified SmartWay® vehicle.

U.S. Bank and the U.S. Environmental Protection Agency (EPA) want to help you save fuel, money and the environment with the SmartWay Certified Vehicles Program.


About U.S. Bank Green Loans

You can get 0.50% off the APR (Annual Percentage Rate) on your U.S. Bank Auto Loan1 when you finance the purchase of your new or used EPA Certified SmartWay © Vehicle. Use the EPA Green Vehicle Guide to help you identify cleaner, more fuel-efficient vehicles.

Some lenders offer green vehicle programs only on new or nearly new vehicles, hybrids or high gas mileage vehicles. At U.S. Bank, eligible vehicles include all EPA Certified SmartWay © autos and light and medium duty trucks from the current model year through eight previous model years.

Get Your 0.50% Green Car Loan Rate Reduction

  • See the EPA's Green Vehicle Guide to find certified SmartWay vehicles.
  • Apply for an auto loan by calling 800-473-6372, online or in your local branch.
  • Close your green loan in a U.S. Bank branch, and receive your rate reduction when you:
    1. Set up automatic payments from a U.S. Bank Consumer Package Checking account
    2. Complete the U.S. Bank Green Vehicle Affidavit
1.

Offer not available for refinance transactions. Valid for purchase transactions only. Subject to normal credit approval. Terms and conditions may vary between branch locations.

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. Using this calculator does not constitute an application for credit and we are not qualifying you for any credit product. We encourage you to seek professional advice from qualified U.S. Bank professionals regarding all personal finance issues. U.S. Bank and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

Installment loans are offered through U.S. Bank National Association. Deposit products are offered through U.S. Bank National Association. Member FDIC ©2018 U.S. Bank.

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