Business Savings

Get great rates with a U.S. Bank business savings account for your small business.

Business Money Market Accounts

Savings and flexibility for your business.

Your extra operating cash can earn money while remaining accessible should you need it immediately. Our business money market accounts give you access to your funds while paying competitive interest rates.

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Business Savings Sweep

Automate the movement of money between your checking account and interest-bearing savings account.

Don’t let your cash sit idle. Our sweeps service takes everyday balance management to the next level by automatically moving excess balances daily from your U.S. Bank business checking account to an FDIC-insured interest-bearing savings account.

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Basic Business Savings

A worry-free way to set aside extra funds for when you need them.

It makes good business sense to segregate your extra business funds until you need them. Whether you own a small business or help manage a nonprofit organization, government or public agency, you'll earn interest and gain peace of mind when you place your excess operating cash into our FDIC-insured Basic Business Savings account.

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Business CDs

Earn higher rates when you save for the long term.

Every business is unique – that’s why we offer a wide variety of savings options. If you’re able to devote funds for longer periods of time, U.S. Bank Certificates of Deposit (CDs) offer excellent time-specific savings in a low-risk investment option.

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Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per account cycle. This includes withdrawals made by check or draft to third parties; debit or ATM card point-of-sale (POS) purchases; and pre-authorized withdrawals such as automatic transfers for overdraft protection and transfers made by telephone, online banking, mobile banking, bill pay, wire and facsimile. Withdrawals and/or transfers exceeding the 6 per account cycle allowance, will result in a $15 excessive withdrawal fee per transaction. If limitations are continuously exceeded, it may result in conversion to a checking account. Withdrawals and transfers made in person at a U.S. Bank branch or at an ATM are not included in the limit of six per account cycle.

Other conditions and fees may apply. See the Your Deposit Account Agreement and Business Pricing Information brochures for additional disclosures and services applicable to savings accounts.