Business Credit Cards

Cards that work as hard as you do.

The right business credit card is a powerful tool. Our cards offer the access, security and service you need and the rewards options you want, freeing you to focus on your business instead of managing expenses.


Business Edge™ Cash Rewards World Elite™ MasterCard®

  • APR: 0% intro * on purchases for the first 9 billing cycles, thereafter: variable APR currently 12.99% to 23.99%.*
  • Annual Fee: None
  • Rewards: 3% cash back on cellular, gas and office supply store net purchases and 1% on all other net purchases.1
  • Reward Expiration: None
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FlexPerks® Business Edge™ Travel Rewards Card

  • APR: 12.99% to 23.99% APR will vary with the market based on the Prime Rate.
  • Annual Fee: $0 the first year and every year after it will be $55 ($10 for additional cards).
  • Rewards: Earn one FlexPoint per $1 spent on all eligible net purchases. Travel on over 150 airlines with no blackout dates or redemption fees.2
  • Reward Expiration: Five years from date earned.
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Business Edge™ Select Rewards Card

  • APR: 0% intro* on purchases for the first 9 billing cycles, thereafter: variable APR currently 12.99% to 23.99%.*
  • Annual Fee: None
  • Rewards: Earn 3 points per dollar on net purchases in the category of your choice and one point per dollar on all other net purchases.3
  • Reward Expiration: Five years from date earned.
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Business Edge™ Platinum Card

  • APR: 0% intro* on purchases and balance transfers for the first 12 billing cycles, thereafter: variable APR currently 10.99% to 18.99%.*
  • Annual Fee: None
  • Rewards: NA
  • Rewards Expiration: NA
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Ace Rewards® Visa® Business Card

  • APR: 14.99% to 23.99%
  • Annual Fee: None
  • Rewards: Receive a $25 Ace Reward for every 12,500 points you earn.
  • Rewards Expiration: None
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Club CarlsonSM Business Rewards Visa® Card

  • APR: 14.99% to 23.99% APR will vary with the market based on the Prime Rate.
  • Annual Fee: $60
  • Rewards: Earn Gold Points to redeem for free Award Nights and more.
  • Rewards Expiration: None
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SKYPASS Visa® Business Card

  • APR: 13.99% to 20.99% APR will vary with the market based on the Prime Rate.
  • Annual Fee: $75
  • Rewards: Earn miles while you enjoy the legendary service of Korean Air, superior benefits, travel rewards and more.
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We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.


U.S. Bank will increase your rate to a Penalty Rate if you: 1) Make payments 5 calendar days late twice, or 30 calendar days late once. 2) Make a payment that is returned; or 3) If you exceed your Credit Limit 2 times in 12 consecutive months.


* The introductory rate does not apply to balance transfers and cash advances. The rate will end early and increase to the APR for Purchases or to a Penalty Rate APR if you make a late payment, make a payment that is returned, or your account exceeds its credit limit. We apply your payments to balances with lower APRs first.

1.

The Cash Rewards earned is three percent (3%) of net purchases (purchases minus credits and returns) made on cellular, gas and office supply store purchases. All other net purchases will earn one percent (1%) Cash Rewards. Merchant must submit the charge under the appropriate industry code as established by MasterCard and the merchant to qualify for rewards. Single transaction purchases of gasoline in excess of $200 will not be deemed to be a purchase of automobile gasoline and as such will earn a Reward of 1%. Points will be pooled to one Points balance at the Business level. The individual who executed the application for credit will have the sole authority to redeem the pooled Points. If the Points balance changes from pooled to individual, any unredeemed Points will stay pooled and will not transfer to the individual Points balance. Full details will be provided when you become a cardmember.

2.

Net purchases are purchases minus credits and returns.

3.

Earn three points per net dollar (purchases minus credits and returns) when you use your card at merchants classified in merchant category codes within the selected category. All other net purchases will earn one point per dollar. Merchants must submit the charge under the appropriate merchant or industry code, as established by Visa and the merchant to qualify for rewards. U.S. Bank does not control how merchants choose to identify their business and reserves the right to determine which purchases qualify. Full details will be provided when you become a cardmember.

4.

The Cash Rewards earned is one percent (1%) of net purchases (purchases minus credits and returns) made on cellular, gas and office supply store purchases. All other net purchases will earn one-half percent (1/2%) Cash Rewards. Merchants must submit the charge under the appropriate merchant or industry code, as established by Visa and the merchant, to qualify for rewards. Full details will be provided when you become a cardmember.

The creditor and issuer of these cards is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. or MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.