Working Capital

The funds you need to run your business.

Operating a business requires a steady flow of capital. Our loans and lines of credit are a smart, affordable way to meet routine business expenses with ease.

Cash Flow Manager Line of Credit

Provides a line of credit up to $250,000 for short-term cash needs.

The Cash Flow Manager Line of Credit allows you to borrow against it on an as-needed basis. You’ll enjoy fast, easy access to cash for all kinds of needs, including operating expenses, inventory expansion or taking advantage of opportunities for growth. And when you pay down the balance, you’ll replenish your available credit.

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Business Equity Line of Credit

Secured lines are available from $100,000 to $500,000.

Growing businesses need ready access to cash. A Business Equity Line of Credit is an ideal way to meet a wide range cash flow needs, including operating expenses, working capital, managing accounts receivable and purchasing inventory.

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Business Line of Credit

A secured line of credit up to $2 million for larger needs.

A Business Line of Credit is a revolving line of credit that can be secured with a variety of collateral options, including real estate. Use it to purchase equipment and materials or to finance inventory and accounts receivable.

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Quick Loans for Business

Loans up to $250,000 for general business purposes and equipment.

Need financing fast for equipment, vehicles or general business purposes? A U.S. Bank Quick Loan offers competitive rates, flexible terms, simplified paperwork and fast decisions on credit requests.

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Business Loans

Loans of $100,000 to $2 million to help cover major expenses.

Our business loans provide a specific amount of credit to finance major expenses, such as the expansion of operating facilities or the purchase of new or used equipment, including vehicles. And regardless of the loan amount, you’ll enjoy competitive rates and flexible terms.

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Credit products are subject to normal credit qualifications and approvals. Other conditions and fees may apply.

Deposit products offered by U.S. Bank National Association. Member FDIC.